Expert Mortgage Solutions and Trusted Lending Guidance

Our Services

Basic Service
$99.00

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Intermediate Service
$149.00

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Advanced Service
$199.00

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Schedule your appointment

Schedule a personalized consultation with our expert advisors to explore your credit and lending options. Our team is ready to help you make informed decisions tailored to your financial goals.

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Julia Chernov

Serving as a Mortgage Loan Originator in our Cincinnati market, Julia Chernov is passionate about helping her clients achieve their homeownership goals. She will guide you through various home loan options to choose the best fit for you. She will provide clear and timely communication and support from application to closing via seamless, fast, and comfortable mortgage loan process.

Her responsibilities include establishing State Bank as a preferred mortgage lender in the greater Cincinnati region by working as part of a team of Mortgage Loan Originators.

Julia earned her Bachelor’s Degree in Economics and Marketing in Belarus. She moved to the United States with her family in 2006. She lives in Mason, OH, with her husband and their three children. Julia has a passion for classical music, she loves playing piano, travelling with her family, skiing, and cooking.

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